Fair debt collection practices act as amended by public law 111 203 title x 124 stat 2092 2010 as a public service the staff of the federal trade commission ftc has prepared the following complete text of the fair debt collection practices act 1692 1692p. As we enter the spring of 2018 the fair debt collection practices act or fdcpa remains an important legal protection for consumers who are dealing with debt collectors due to its importance our free consumer guide to good credit has valuable information about the fdcpa. Note that the federal fair debt collection practices act applies only to collectors working for professional collection agencies and attorneys hired to collect debts texas law addresses actions taken by anyone trying to collect on a consumer debt. Fair debt collection practices the fair credit extension uniformity act regulates the debt collection activities of debt collectors and creditors in pennsylvania this law effective as of june 26 2000 prohibits debt collectors and creditors from engaging in certain unfair or deceptive acts or practices while attempting to collect debts. Consumer credit trends mortgage performance trends financial well being survey ftc to administer the fair debt collection practices act fdcpa this years report describes activities conducted by the bureau and the federal trade commission during 2017 in relation to debt collection consumer financial protection bureau
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